When you set off in a home on wheels from the Kowal Campers fleet, the vehicle comes with a full motor pack (third-party, comprehensive, accident cover and broad assistance). That pack covers road incidents and damage to the vehicle. What about a campsite, a beach or a day of sightseeing? That is why an extra personal policy matters.
1. Personal liability - your shield on the campsite. Picture this: you put the awning out, a strong wind catches it and it damages the luxury camper parked next to you, owned by a neighbour from Germany. Or your child, cycling through the campsite, scratches someone's car. That kind of damage can cost thousands of euros. Personal liability cover steps in then, and protects your money from third-party claims for damaged property or injury.
2. Medical costs - the EHIC is not enough. When you travel in Europe, get a European Health Insurance Card. It only covers treatment in public facilities on the same terms as locals, and in many countries that still means a patient contribution. A travel policy covers private clinics, medicine and, most importantly, the very high cost of rescue (for example in the mountains) and medical transport back to Poland.
3. Legal cover abroad. Travelling through different countries means different legal systems. Legal-expenses cover means that in a dispute - an unfair fine, or a crash that was not your fault where the other driver will not admit it - you get a lawyer, an interpreter and the costs of the proceedings back.
4. Luggage and sports kit. A camper is a good way to travel if you are active. We often carry expensive bikes, SUP boards, laptops or cameras. A solid travel policy covers that kit if it is stolen (for example from a locked garage locker) or damaged by an accident.
In short: at kowalcampers.pl we take responsibility for insuring the vehicle, so you can cover the kilometres safely. You look after your own peace of mind, and that of the people with you, with a travel policy that fits. A small cost before you leave is calm that is hard to price once the holiday has started.
When you set off in a home on wheels from the Kowal Campers fleet, the vehicle comes with a full motor pack (third-party, comprehensive, accident cover and broad assistance). That pack covers road incidents and damage to the vehicle.
What about a campsite, a beach or a day of sightseeing? That is why an extra personal policy matters.
1. Personal liability - your shield on the campsite. Picture this: you put the awning out, a strong wind catches it and it damages the luxury camper parked next to you, owned by a neighbour from Germany.
Or your child, cycling through the campsite, scratches someone's car. That kind of damage can cost thousands of euros.
Personal liability cover steps in then, and protects your money from third-party claims for damaged property or injury. 2.
Medical costs - the EHIC is not enough. When you travel in Europe, get a European Health Insurance Card. It only covers treatment in public facilities on the same terms as locals, and in many countries that still means a patient contribution.
A travel policy covers private clinics, medicine and, most importantly, the very high cost of rescue (for example in the mountains) and medical transport back to Poland. 3.
Legal cover abroad. Travelling through different countries means different legal systems. Legal-expenses cover means that in a dispute - an unfair fine, or a crash that was not your fault where the other driver will not admit it - you get a lawyer, an interpreter and the costs of the proceedings back.
4. Luggage and sports kit. A camper is a good way to travel if you are active.
We often carry expensive bikes, SUP boards, laptops or cameras. A solid travel policy covers that kit if it is stolen (for example from a locked garage locker) or damaged by an accident.
In short: at kowalcampers.pl we take responsibility for insuring the vehicle, so you can cover the kilometres safely. You look after your own peace of mind, and that of the people with you, with a travel policy that fits.
A small cost before you leave is calm that is hard to price once the holiday has started.
